Mortgage Underwriter

Victorian Finance • Remote

Posted 12 hours ago

Description

FHA/VA/USDA Mortgage Underwriter

We are looking for a detail-oriented mortgage underwriter to grow with our team! You’ll be responsible for analyzing and verifying real estate loan applications while evaluating risks and making loan decisions. The ideal applicant has a thorough understanding of the latest industry trends and is able to organize and prioritize their tasks efficiently and effectively. Job seekers who feel they’re a great fit for the role are highly encouraged to apply.

Responsibilities

Provide necessary documentation/communication regarding approval or rejection of loans to loan officers
Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
Conduct a thorough search of clients’ financial and employment history to ensure accuracy of application and documents

Qualifications

5+ years of experience in underwriting Fannie and Freddie loans
3+ years of experience with FHA, VA, and USDA loans is a MUST
ICE Encompass Mastery Required

Must be able to work with Loan Officers and Processors

Knowledgeable in automated underwriting systems and Microsoft office
Strong decision-making and communication skills

Compensation

$90,000 - $110,000 annually

About Victorian Finance

We are a community-focused financial institution headquartered in Parsons, Tennessee, proudly serving individuals, families, and businesses across our region for over 100 years. Built on a tradition of personal service, integrity, and deep community roots, we combine the trusted relationships of a local bank with the capabilities of a modern lending operation.

Through our mortgage division, Victorian Finance, we extend that same commitment nationwide—delivering residential mortgage lending and servicing with a focus on accuracy, compliance, and exceptional borrower care. Our servicing team is central to that mission, managing each agency loan with precision from boarding through payoff. We offer our employees a supportive, collaborative culture, meaningful opportunities for professional growth, and the tools and training to build a rewarding career in mortgage servicing.