THE OPPORTUNITY

The Shawn Richard Mortgage Team is seeking an experienced Mortgage Loan Partner who thrives in a high-performance environment and takes pride in owning outcomes, not simply completing tasks.

This is not a traditional administrative loan officer assistant position.

We're looking for a mortgage professional who understands how to analyze borrowers, identify qualification challenges, develop solutions, and proactively move loans from application through closing.

You should be comfortable independently reviewing loan applications, calculating qualifying income, evaluating credit and assets, identifying documentation requirements, and recognizing potential underwriting challenges before they become problems.

Equally important, you should be someone who communicates exceptionally well with borrowers, Realtors, and operations teams.

Our ideal candidate is technically strong, highly organized, detail-oriented, resourceful, and capable of thinking several steps ahead.

If you enjoy solving complicated mortgage scenarios, building relationships with clients, and being trusted to own meaningful responsibilities, this could be an excellent opportunity.

COMPENSATION AND BENEFITS

• Base salary: $50,000–$60,000 annually, depending on experience and qualifications, plus production bonuses.

• Health insurance and company benefit programs.

• Paid time off.

• 401(k) retirement plan.

• Professional development and opportunities for increased responsibility.

WORK LOCATION AND SCHEDULE

• This is a full-time, primarily in-office position in Colleyville, Texas.

• Typical business hours are approximately 8:30 a.m. to 5:30 p.m., Monday through Friday.

• Occasional flexibility outside standard business hours is expected when time-sensitive borrower or real estate partner needs arise.

INTERESTED?

If you're a mortgage professional who combines technical expertise with excellent communication, independent problem-solving, and a commitment to getting the details right, we'd welcome the opportunity to learn more about you.

Apply today to be considered for the Mortgage Loan Partner position with the Shawn Richard Mortgage Team.

BORROWER QUALIFICATION AND PREAPPROVAL

• Independently review loan applications, credit reports, income, assets, and supporting documentation.

• Calculate qualifying income, including salary, variable income, self-employment, and rental income.

• Identify qualification challenges and develop potential solutions.

• Evaluate loan options across Conventional, FHA, VA, and other applicable programs.

• Coordinate AUS findings and identify potential underwriting requirements.

• Identify borrowers who may benefit from additional underwriting review before receiving preapproval.

• Prepare and manage accurate preapproval documentation.

• Communicate with borrowers and real estate agents regarding qualification status, documentation needs, and next steps.

• Prepare loan files for timely, accurate submission to processing.

PIPELINE MANAGEMENT

• Maintain proactive oversight of the committed loan pipeline from contract through closing.

• Identify approaching deadlines, expiring rate locks, outstanding conditions, and potential closing delays.

• Coordinate with processors, underwriters, borrowers, and other transaction participants to keep loans moving.

• Identify and resolve potential issues before they become emergencies.

• Ensure outstanding tasks are completed accurately and verify that critical deadlines and requirements have been satisfied.

• Facilitate scheduled borrower and Realtor updates throughout the transaction.

• Lead daily pipeline discussions and provide accurate updates on loan status, potential obstacles, and next steps.

• Escalate issues appropriately, bringing potential solutions rather than simply identifying problems.

CLIENT AND REALTOR EXPERIENCE

• Deliver an exceptional experience through proactive, clear, and professional communication.

• Explain complicated mortgage concepts in language borrowers can easily understand.

• Respond promptly to client and referral partner needs.

• Build confidence and trust through accurate information, consistent execution, and reliable follow-through.

• Help ensure borrowers and real estate partners feel informed and supported throughout the mortgage process.

REQUIRED QUALIFICATIONS

• Substantive professional experience in residential mortgage lending, processing, or loan officer support.

• Demonstrated ability to independently analyze mortgage applications and supporting documentation.

• Strong working knowledge of Conventional, FHA, and VA mortgage qualification.

• Ability to independently calculate qualifying income, including common variable-income scenarios.

• Strong understanding of credit, assets, documentation requirements, and the mortgage approval process.

• Excellent attention to detail and commitment to verifying the accuracy of completed work.

• Exceptional organizational skills and the ability to manage multiple priorities and deadlines.

• Strong verbal and written communication skills, including excellent telephone communication.

• Ability to exercise sound judgment, solve problems independently, and anticipate potential complications.

• Willingness to take ownership of assigned responsibilities and follow through to completion.

• Ability to receive direct feedback, take accountability, and continuously improve.

• Willingness to work primarily from our Colleyville office, with occasional flexibility for time-sensitive client and transaction needs.

PREFERRED QUALIFICATIONS

• Three or more years of substantive residential mortgage experience.

• Previous experience as a Loan Partner, Loan Officer Assistant, mortgage processor, or producing Loan Officer.

• Active NMLS license, or willingness and eligibility to obtain applicable licensing within the agreed timeframe.

• Experience analyzing self-employed borrowers, business tax returns, commission income, and rental income.

• Familiarity with down payment assistance, renovation, jumbo, and non-QM lending programs.

• Experience with Fannie Mae Desktop Underwriter and Freddie Mac Loan Product Advisor.

• Experience with Encompass and Optimal Blue.

• Familiarity with mortgage technology and client relationship management systems.

Our Environment

We operate with high standards, direct communication, and a strong commitment to delivering on our promises.

Our team values people who take initiative, solve problems, recognize important details, and take pride in their work.

We believe accountability and autonomy go hand in hand. Team members are trusted with meaningful responsibility and expected to follow through on their commitments.

We also believe that excellent performance deserves to be rewarded. As our business grows, we want our team members to participate in that success.

This is an opportunity to work directly with an experienced mortgage professional, take ownership of meaningful responsibilities, and contribute to the growth of a performance-driven mortgage team.