Mortgage Loan Assistant

PRMG Mortgage • Sacramento, CA, US

Posted 1 year ago

Description

Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you’re interested in a dynamic position on a well-established and successful lending team, look no further; apply now!

Responsibilities

Order the following documentation as necessary: Verification of Employment, Evidence of Insurance, Payoffs, Tax Transcripts, Credit Supplements, condo questionnaires, subordination requests, and Title Work as needed for each file
Manages a pipeline of loans and maintains a timely and compliant flow of such loans through the process
Communicate with Underwriters to clarify conditions - Help administer all documents that are needed to satisfy underwriting requirements
Follow up on documents ordered in a timely manner
Maintain the loan origination system and database with the proper loan information
Perform other related duties as assigned and required
Monitors and ensures closing dates and company deadlines are met
Handles all borrower communication from the point of contract to the closing of the loan
Handles all Loan Officer, Loan Partner, and Underwriter communication with updates
Be a sponge for information/knowledge, always striving to be the best possible in your position
Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to clients and referral partners

Prepare and submit detailed loan packages to the lender underwriting department for approval or denial
Adhere to all lending and regulatory guidelines and policies while preparing the loan file
Maintain detailed documentation of the process in our system - from origination to close
Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process mortgage loan files
Assist borrowers in determining the best mortgage type based on interview and situation

Qualifications

Must have current working knowledge of mortgage loan products (FHA / VA / CONV / USDA) and knowledge of mortgage procedures, processes, and documentation
Spanish Speaking Preferred
Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan
Exceptional attention to detail, must be organized, and have excellent time management skills
Minimum 3 years of mortgage processing experience for the right candidate, 5+ yrs Preferred
Current or previous experience fulfilling the roles of Processor, LOA, Loan Partner, Loan Officer, and/or Underwriter
Strong ability to prioritize and multitask without being micromanaged to meet multiple deadlines, and a keen sense of urgency
Excellent customer service, interpersonal, and communication skills
Works well in a team environment

Must possess excellent written and verbal communication skills
High school diploma or GED required - Associate’s degree in accounting, finance, or business preferred
Must possess exceptional attention to detail, as well as strong analytical and time management skills
Mortgage lending experience and loan knowledge required, specifically with FHA, FHLB, FNMA, or VA loans
Minimum of 2+ years loan processing experience required

Compensation

$40,000 - $100,000/year

About PRMG Mortgage

PRMG Mortgage Sacramento: Where Champions Are Made!

Join us in our mission to provide affordable home financing with a level of professionalism and service unsurpassed in the lending industry. Be part of a team that's making homeownership dreams come true in Sacramento, one loan at a time.

Ready to Become a Champion?

If you're passionate about mortgage lending and eager to join a dynamic team in Sacramento, we want to hear from you! Apply now and discover why the Champions of Loans Team in Sacramento has been consistently recognized as a top workplace and why our customers rave about our service.