Loan Officer - Production Partner

American Mortgage Services, Inc • Tampa, FL, US

Posted 27 minutes ago

Loan Partner / Co‑Originator (High‑Level Role – Not Processing)

American Mortgage Services, Inc.

American Mortgage Services, Inc. (AMS) is hiring a high‑level Loan Partner / Co‑Originator to work alongside a producing Loan Officer in a partnership role. This position is designed for experienced mortgage professionals who actively support production, borrower interaction, deal structure, and referral partner relationships — not administrative or processing‑only work.

Our Loan Partners are borrower‑facing, sales‑support driven, and deeply involved in the loan from start to finish. You will function as an extension of the Loan Officer and play a key role in delivering an exceptional client experience.


Work Schedule & Flexibility

This is a hybrid position, with an expectation of working in the office two days per week and remotely the remaining days. As this role supports active loan production and real estate transactions, after‑hours and occasional weekend availability is required. The mortgage and real estate industry does not operate strictly within traditional business hours, and responsiveness during peak times is an essential part of this role.

That said, we understand the demands of this schedule and provide meaningful flexibility and leeway in day‑to‑day scheduling for Loan Partners, recognizing that this position involves stepping in when needed outside standard hours. The ability to accommodate a typical real estate schedule is required and should be expected in a high‑level Loan Partner role.


$55,000 - $65,000 base SALARY COE (+ bonus $15,000-20,000). Total first year $70,000-$85,000 ~, depending on how many loans you can handle.

Key Responsibilities

  • Work directly with borrowers, real estate agents, and referral partners

  • Assist with loan structuring, scenario review, and borrower guidance

  • Manage and communicate pipeline updates while coordinating with processors

  • Collect and review documentation with an understanding of guidelines and deal flow

  • Communicate with lenders, title companies, insurance agents, and third parties

  • Support business development and ongoing referral relationships

  • Verify all loan package documentation received is accurate and complete in accordance with company policy and procedures and report any discrepancies to the loan originator/ loan officer
  • Coordinate and prepare documentation necessary for verifications and underwriting such as loan files, loan packages, credit reports, and additional mortgage application paperwork
  • Act as the primary contact between our clients and our company and schedule and conduct meetings to discuss any follow-up issues or items that need to be addressed
  • Follow up and respond to customer and in-house inquiries on transactions as needed in order to provide superior customer service

Ideal Background

  • 3+ years as a Senior LOA, Loan Partner, or Co‑Originator

  • Strong knowledge of loan products, guidelines, and the full mortgage lifecycle

  • Comfortable owning borrower communication and supporting deal strategy

  • Highly organized, proactive, and relationship‑focused

This Role Is NOT For

  • Entry‑level Loan Officer Assistants

  • Processing‑only roles

  • Administrative positions without borrower or referral partner interaction

  • At least 5+ years of professional office environment required, preferably as a loan officer assistant or mortgage assistant
  • Preferred degree in banking or finance, and a high school diploma or equivalent is required
  • NMLS license or training is not required, but is desired
  • MS Office proficiency required; some CRM, MLS, DU, and proprietary mortgage software preferred
  • Possess an advanced understanding of different loan products, such as conventional loans, FHA, VA, adjustable/ fixed, commercial loans, etc.

Compensation

$75,000 - $85,000 yearly

At American Mortgage Services, we believe our people are our greatest asset.

We've built a team of experienced mortgage professionals who genuinely enjoy helping one another succeed. Our culture is collaborative, supportive, and fast-paced, with a strong focus on providing an exceptional experience for both our borrowers and referral partners.

We specialize in helping borrowers that many lenders overlook—from first-time homebuyers and renovation loans to self-employed borrowers and unique financing situations. Because of our broad lender network and industry expertise, our team gets to work on a wide variety of loan scenarios rather than the same cookie-cutter files every day.

If you're looking for a company that recognizes hard work, encourages professional growth, and truly appreciates its team members, you'll fit right in at American Mortgage Services.

We work hard, support one another, celebrate our wins, and have a lot of fun along the way.

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