Loan Officer

EmpowerHome Team • Vienna, VA, US

Posted 1 year ago

Description

Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in your career, apply now!

Responsibilities

Convert qualified mortgage leads into funded loans through proactive outreach and follow-up
Guide clients through the mortgage application process (phone, virtual, and in-person)
Recommend and structure loan programs (FHA, VA, Conventional, USDA)
Analyze borrower financials and ensure accurate, complete loan applications
Run AUS, review underwriting findings, and ensure compliance with guidelines
Lock rates and price loans according to company policy
Maintain consistent communication with borrowers, agents, and referral partners
Manage a pipeline of active loans and meet all deadlines
Prepare pre-approvals and pre-qualifications
Stay up-to-date on mortgage industry trends, regulations, and the local real estate market
Meet or exceed monthly and annual loan production goals

Monitor the mortgage process to ensure all company and regulatory processes are adhered to
Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements
Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business
Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
Exceed our production standards by maintaining an active pipeline

Qualifications

Minimum 1–2+ years of Mortgage Loan Officer / Loan Originator experience
Active NMLS License (required)
Proven ability to generate leads and close mortgage loans
Strong knowledge of mortgage products and underwriting guidelines
Excellent communication, sales, and relationship-building skills
Experience with loan origination systems (LOS) and credit analysis
Background in sales or real estate financing preferred

Current NMLS State License or Federal NMLS Registration
Provide excellent interpersonal and customer service skills, superior written and verbal communication skills, and exceptional decision-making ability
Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit
Requires compliance with lending regulations and bank underwriting guidelines and lending policies
Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred

Compensation

$100,000+ commission potential

About EmpowerHome Team

Our Culture

EmpowerHome is a family-owned and operated company with a mission to serve more families and make a meaningful difference in the communities where we live and work.

We care deeply about clients, our team members, our partners, and the results we create together. We value humility, ownership, growth, accountability, service, and teamwork.

At times, an important company initiative requires people from multiple departments and leadership levels to work together. We do not operate with a “that’s not my job” mentality.

We believe that titles clarify responsibility, but they should never prevent someone from helping the team succeed. When the mission requires us to come together, we step in, solve problems, and work alongside one another to get the initiative across the finish line.

EmpowerHome Team is one of the fastest-growing real estate organizations in the country and has helped over 10,000 families nationwide.