New Loan Officer: Start Your Mortgage Career with Stateside Lending
Stateside Lending | NMLS #2567704
Locations: Southfield, MI or Grand Rapids, MI (in-office onboarding).

Type: Commission-only, with a 90-day draw after licensing

Your Next Chapter Starts Here

• You learn the whole market, not one bank's menu. As a mortgage broker, we shop each borrower across multiple wholesale lenders. A new LO at a bank learns one product shelf and turns away anyone who doesn't fit it. You'll learn how to find the right lender for the client, which is a skill that stays with you for your whole career.

• You don't need a mortgage background to build a great career in lending. You need curiosity, drive, and a real desire to help people through one of the biggest decisions of their lives.

• Stateside Lending is looking for driven people with excellent communication skills who are new to the industry, and for realtors ready to add a license and a new skill set. We invest in you. We cover your licensing and training, then give you in-person coaching and hands-on experience so you can succeed.

Why Stateside Is Different

• You learn the whole market, not one bank's menu. As a mortgage broker, we shop each borrower across multiple wholesale lenders. A new LO at a bank learns one product shelf and turns away anyone who doesn't fit it. You'll learn how to find the right lender for the client, which is a skill that stays with you for your whole career.

• More ways to help, and more ways to get paid. You won't be limited to first mortgages. You'll also learn HELOCs, home equity loans (HELs), home equity investments (HEIs), Non-QM loans for self-employed borrowers and investors, and business lines of credit and term loans. More products means more deals in your first year and fewer clients you have to send away.

• Realtors: keep the client, add the income. Add a mortgage license to your real estate business, and you can guide your buyers through financing too. You'll know the deal is solid before you write the offer.

• The tech does the busywork. You'll originate in ARIVE, with lender pricing and submission in one platform, backed by a CRM with automated follow-up. You can spend your time with clients instead of on spreadsheets.

• Real coaching from real people. You'll be trained in person in Southfield or Grand Rapids and have direct access to ownership. When you're stuck on a file, you get an answer from someone who has closed it before.

• We pay to get you started. Licensing costs and training are covered, and a 90-day draw after licensing supports you while you build your pipeline.

How Your First 120 Days Work

• Onboarding is hands-on and in person at our Southfield, MI, or Grand Rapids, MI office.

• Learn the craft: Understand the mortgage process from first conversation to closing.

• Get licensed: We train you, cover the cost, and guide you through every requirement.

• Learn by doing: Support real loans alongside experienced LOs, with coaching every step of the way.

• Start earning: Once you're licensed, a 90-day draw supports you as you build momentum.

What Success Looks Like

• Clients feel informed, respected, and confident from application to closing

• Referrals and repeat business come from the trust you've built

• Files close smoothly, on time, and in compliance

Compensation

• Commission only, with a 90-day draw after licensing to support you while you build momentum

• Earn on first mortgages, second liens, HEIs, and business loans

• The more clients you help and the stronger your relationships, the more you earn. Your effort shapes your results

• Leads available, plus freedom to use your own sources

Why Stateside Lending?

• We're building careers, not just pipelines. You'll learn from people who want you to succeed, in a culture where no client is ever treated like a number.

• Licensing and training paid for by Stateside

• In-person coaching in Southfield or Grand Rapids

• A full product shelf: residential, Non-QM, home equity, and business lending

• Independence when you want it, resources when you need them

Ready to make the move into lending? Apply today.

Stateside Lending | NMLS #2567704 | Equal Opportunity Employer

What You'll Do

• Learn the mortgage loan process from beginning to end

• Complete your licensing and training with full support from Stateside Lending

• Originate and manage your pipeline: generate and follow up on leads (provided or self-sourced), nurture referral partners, and move files efficiently while staying compliant with all lending regulations

• Guide borrowers from pre-qualification and application through underwriting and closing as their main point of contact and advocate

• Build real rapport by understanding each client's situation, goals, and concerns, even when they're guarded

• Find the "why" behind each purchase, refinance, or equity request (a growing family, a lower payment, debt consolidation, a business need, a fresh start) and match the product to that goal

• Learn to structure conventional, FHA, VA, USDA, jumbo, Non-QM, HELOC, and home equity loans, and when a home equity investment or business loan fits the client better

• Explain options, rates, fees, and timelines in plain language

• Keep clients, real estate agents, and internal teams updated at every step

• Build lasting relationships with clients and referral partners, and become the trusted expert people recommend to friends and family

Who Thrives Here

• You're interested in the mortgage or real estate industry

• A client-first mindset: every borrower is a person with a story, not a number

• You communicate clearly and stay organized

• You're self-motivated and eager to learn and grow

• You're teachable, you're a team player, and you put the client first

• Integrity: you tell clients what they need to hear, not just what they want to hear

• Professionalism when clients are stressed or skeptical

• Sales, real estate, banking, or customer service experience is a plus, but it's not required

At Stateside Lending, you get the independence of running your own career with the backing of a team that wants you to win. We start with thorough training in our products, our process, and our people, so you’re ready to serve borrowers from day one. Once you’re onboarded, you can work remotely, on your schedule.

As a broker, we give you access to a wide range of wholesale lenders and loan programs, so you can find the right fit for each borrower instead of forcing them into one product. Our processing and operations team handles the heavy lifting behind the scenes, and our tools and marketing support help you build and grow your pipeline.

You get competitive compensation, a culture that values your input, and leadership that’s always within reach. Work independently when you want, and lean on our resources when you need them.