Accountant (Bookkeeper, Modesto Operations)

We're hiring a detail-oriented Accountant/Bookkeeper who understands (or can quickly learn) the financial mechanics of our mortgage brokerage efforts - commission-based revenue, lender payouts, and file-level cost tracking to keep our books clean, current, and audit-ready as we scale our Modesto, CA operations.

This position is remote in Mexico.

• Maintain the general ledger and perform monthly reconciliations across operating and trust/escrow-adjacent accounts as applicable
• Track and reconcile loan commission income against closed loan files (per-file revenue tracking)
• Manage accounts payable: loan officer commission splits, vendor invoices (appraisal, credit, title, marketing), and recurring operating costs
• Reconcile wholesale lender payouts and fee disbursements against the loan pipeline
• Prepare monthly financial statements (P&L, balance sheet, cash flow) for leadership
• Maintain compliant, audit-ready recordkeeping in line with mortgage industry recordkeeping norms
• Support annual licensing/compliance-related financial reporting requirements as needed
• Coordinate with outside CPA for quarterly estimates and annual tax filing
• Flag commission discrepancies, unpaid lender fees, or cash flow concerns proactively

Must-Haves

• 3+ years of bookkeeping/accounting experience; mortgage, real estate, financial services, or commission-based industry experience
• Strong working knowledge of QuickBooks Online (or willingness to be tested on it)
• Comfortable reconciling revenue against a pipeline/CRM system rather than simple flat invoicing
• Proven written & spoken English for communication with leadership and clients (C2+ only)
• Reliable high-speed internet and a distraction-free remote work setup
• Comfortable working US business hours (Pacific Time overlap required)
• Ability to handle financial data with discretion and confidentiality (borrower/loan-related financials)

Nice-to-Haves

• Direct experience bookkeeping for a mortgage brokerage, real estate (equipment) brokerage, or lender
• Familiarity with (GHL) or a mortgage CRM/pipeline system
• Understanding of non-QM lending or wholesale lender commission structures
• Bilingual English/Spanish
• Experience working inside ClickUp or a similar project management tool

Iron Core Rentals is a proudly veteran-owned heavy equipment rental company based in Modesto, California, serving contractors and industrial clients throughout the Central Valley. Built on the values of discipline, accountability, and integrity, we provide dependable, well-maintained solutions that keep job sites moving efficiently and safely. We prioritize readiness, operational precision, and responsive customer support.

As a veteran-owned business, Iron Core Rentals operates with a mission-first mindset. We value hard work, clear communication, and follow-through. Our team works closely with contractors to ensure smooth scheduling, timely deliveries, and professional service at every stage of the process.